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Zakat Calculator

Calculate your payable Zakat instantly based on your assets and liabilities. Updated according to standard nisab principles.

Nisab Settings (check this first)

⚠️ Live gold/silver price lookup isn't available (this tool works fully offline with no server). Enter today's nisab value manually — silver nisab is based on 612.36g and gold nisab on 87.48g at current local market rates.

Gold (optional — auto-calculates value)

Gold Value (auto-calculated): 0

Silver (optional — auto-calculates value)

Silver Value (auto-calculated): 0

Other Assets

✔ Include: cash, gold, silver, stocks, business inventory, receivables. ✖ Exclude: your personal residence, personal car, and household items for personal use.

Liabilities

Zakat Payable (2.5%)

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Cash0
Gold0
Silver0
Investments0
Business Inventory0
Total Assets0
Liabilities0
Net Wealth0

Islamic Note: This calculator provides an estimate based on commonly accepted Zakat principles. Individual circumstances and scholarly opinions may differ. Consult a qualified Islamic scholar or Mufti for guidance on complex cases.

Free Zakat Calculator — Calculate Your Payable Zakat Instantly

Zakat is one of the Five Pillars of Islam, requiring eligible Muslims to give 2.5% of their net qualifying wealth to those in need each year. Our free Zakat Calculator helps you total your assets, subtract liabilities, check against the nisab threshold, and calculate your exact Zakat obligation.

Why Use This Tool

  • Multiple asset categories: Cash, savings, gold, silver, investments, and business inventory.
  • Liability deduction: Automatically subtracts outstanding debts and bills.
  • Nisab eligibility check: Instantly see if your wealth meets the threshold.
  • Multi-currency support: Calculate in your local currency.

Key Features

Asset & Liability Breakdown

Full itemized categories for accuracy.

Nisab Status Indicator

Clear eligible/not-eligible result.

Step-by-Step: How to Use

Step 1: Enter your cash, bank savings, gold, silver, and investment values.

Step 2: Enter any outstanding liabilities like loans or bills due.

Step 3: Enter your local nisab value (based on current gold/silver prices).

Step 4: Click "Calculate Zakat" to see your net wealth, eligibility, and payable amount.

Benefits

  • Simplifies a calculation that involves multiple asset types and deductions.
  • Provides a clear breakdown for record-keeping or family discussion.
  • Helps ensure you meet your religious obligation accurately each year.

Common Use Cases

  • Annual Zakat calculation during Ramadan or your chosen Zakat year.
  • Estimating Zakat obligations for business inventory and savings.
  • Checking nisab eligibility before deciding whether Zakat is due.
  • Planning charitable giving budgets around religious obligations.

Privacy & Security

Zakat is calculated as 2.5% of your net eligible wealth (assets minus liabilities), if that net wealth meets or exceeds the nisab threshold. Enter your local nisab value (based on current gold/silver prices) for an accurate eligibility check. All calculations happen locally in your browser.

Disclaimer: This is an estimation tool based on standard guidelines. Consult a knowledgeable scholar for your specific situation.

Frequently Asked Questions

What is nisab? +
The minimum wealth threshold before Zakat becomes obligatory, based on gold or silver value.
No, your personal residence is excluded from Zakat calculation, whether you own or live in it.
No, a personal-use vehicle is excluded. If the vehicle is held for resale as business stock, it may be included as inventory.
This depends on whether you have full access to the funds and scholarly opinion varies — many scholars say Zakat is due once the funds become accessible and reach nisab.
Yes, generally, shares held for trading/investment purposes are zakatable at their current market value, included under "Investments" in this calculator.
Most contemporary scholars treat cryptocurrency similarly to cash or tradeable assets — zakatable at its current market value if held above nisab. Include its value under "Investments" or "Cash".
Yes, goods held for sale in a business are zakatable at their current market value, included under "Business Inventory".
Yes, outstanding debts and bills are deducted from total assets.
2.5% of net eligible wealth (assets minus liabilities), if above nisab.
Scholars differ; silver nisab is lower. Consult your local scholar.
Cash, savings, gold, silver, investments, and business inventory.
Net wealth — assets minus liabilities.
It's a standard estimate; consult a qualified scholar for your specific situation.
Yes, completely free with unlimited use.
No, all calculations happen locally in your browser.
Yes, select your currency and enter values in that same currency.

Related Tools

Also try our Percentage Calculator, Salary Calculator, Loan Calculator, and Compound Interest Calculator.

Ready to calculate your Zakat? Enter your assets above — free and instant.

Share Your Experience

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